Direct Deposit

Overview
Students are required to complete direct deposit information to have Financial Aid or other student account refunds deposited directly into a checking account - any bank, anywhere. This is the same safe, secure process that is used to deposit payroll checks. Please be sure to keep your bank account information up to date in the MyPACK Portal. Failure to have current direct deposit information will delay your refund.

This will not pay charges on your student account. This is for refunds ONLY!


Setting up your direct deposit account
Setting up direct deposit is easy. Just do the following:

  1. Students should log into the MyPACK Portal with Unity ID and password.
  2. From the Student Center, select the “My Student Account” link under Finances. (If you are not automatically directed to the Student Center, you can use the following navigation: Main Menu, Student Self Service, Student Center.)
  3. Select the “direct deposit” tab.
  4. Scroll to the bottom of the page. Select whether or not you are using an International ACH Bank.
  5. Scroll down and select the “Update Routing Number” link to add your Routing Number. Select the “Update Account Number” link to add your Account Number. Select the “Save” button once complete.

Once you enter your information into the MyPACK Portal, a zero dollar transaction, called a prenote, will be created to test the validity of the account information you have entered. Depending upon your bank, this prenote transaction may be reflected on your bank statement. No direct deposits of financial aid can occur during the prenote process which takes 10 days. Instead, any refunds processed during this time will be in the form of a check.

After the prenote period has passed, all processed refunds received by the Cashier's office will be directly deposited to your checking account. If the prenote fails, you will receive an e-mail to the e-mail address that you have listed in the MyPACK Portal.

Other things you should know

  1. If you change your checking account, you will need to update your information by following the above instructions for setting up your direct deposit account.
  2. If you close your checking account, follow the above instructions to get to the Direct Deposit page, but instead of clicking "Update Account Number" and "Updating Routing Number", click "Remove Existing Bank Info" and then click the "Save" Button. Funds will not post to a closed checking account, and there will be a disbursement delay created while the Cashier's Office is waiting for the rejected deposit to return to us from the bank.